Navi: UPI, Investments & Loans 5.40.3

Navi: UPI, Investments & Loans 5.40.3

navi.com – Freeware – Android
out of 1837479 votes
Latest Version
5.40.3
Safe to install

Navi: Your One-Stop Solution for UPI Transactions, Investments, and Loans

Boris Weber

Navi simplifies financial management by combining UPI transactions, investment opportunities, and loan options into a single user-friendly platform.
2025 Editor's Rating

Embark on a new era of financial convenience with Navi, the ultimate superapp meticulously designed to cater to your unique financial needs. Seamlessly explore a diverse range of services, from lightning-fast UPI payments to intelligent investments in mutual funds and gold, quick cash loans, reliable health insurance coverage, and effortless home loans. Delve into the possibilities for enhancing your financial well-being by downloading the Navi app today.

  • Navi App offers:
  1. UPI
    Money transfers simplified with Navi UPI (NPCI Approved). Conduct payments with ease anytime, anywhere.

Navi UPI Features:

  • ✅ Instant money transfers
  • ✅ Guaranteed security
  • ✅ Reliable payments
  1. Investments in Mutual Funds and Gold
    Engage in digital gold investments and explore a vast array of mutual funds, including Navi Nifty 50 Index Fund, Navi Nasdaq 100 Fund of Fund, alongside various other passive and active schemes.

Navi Mutual Fund Features:

  • ✅ Low expense ratio
  • ✅ Diversification with a range of Domestic and International Funds
  • ✅ Investment with as low as ₹10
  • ✅ Weekly/Monthly SIP options

Navi Gold Features:

  • ✅ 24K Digital Gold
  • ✅ 99.9% purity
  • ✅ Lowest market price
  • ✅ Investment with as low as ₹1
*Mutual fund investments are subject to market risks, read all scheme-related documents carefully.
  1. Health Insurance
    Navi Health Insurance provides a comprehensive health insurance plan securing your family's financial future with coverage up to ₹1 crore.

Health Insurance Features & Benefits:

  • ✅ Cover up to ₹1 crore
  • ✅ Premium starts at ₹235/month
  • ✅ 20 min cashless claim settlement at 10,000+ network hospitals
  • ✅ 100% hospital bill covered
  • ✅ 100% paperless process
  • ✅ Insurance top-up & porting facilities available

CIN: U66000MH2016PLC283275 | IRDAI Registration Number: 155

  1. Cash Loans
    Access an Instant Cash Loan of up to ₹20 Lakh through the Navi app. Our APR ranges from 9.9% to 45%* with a plethora of repayment options ranging from 3 to 60 months.

Cash Loan Features & Benefits:

  • ✅ Loan Amount: Up to ₹20 Lakh
  • ✅ Interest Rate: Starting from 9.9% - 45% p.a
  • ✅ Loan Tenure: 3 to 60 Months
  • ✅ 100% digital process
  • ✅ Instant money transfer to your bank account
  • ✅ Minimum household income: ₹3,00,000 p.a

Journey through the workings of a Navi Personal Loan:

*Note: These numbers are for representation purposes only. The final interest rate & APR will depend on the customer's credit assessment.

  1. Home Loans
    Possess a loan of up to ₹5 Crore at an enticing interest rate starting from 8.74% p.a with versatile EMI options available on the Navi Home Loan app.

Home Loan Features:

  • ✅ Loan Amount: Up to ₹5 Crore
  • ✅ Interest Rate: Starting from 8.55% p.a.
  • ✅ Loan Tenure: Up to 30 Years*
  • ✅ Zero Processing Fees

Navi Home Loan is accessible in Mumbai, Bengaluru, Hyderabad, Chennai, Delhi NCR, and Pune.

  1. About Navi
    The Navi app is crafted and owned by Navi Technologies Limited, established by Sachin Bansal and Ankit Agarwal in December 2018. The offerings of Cash Loans and Home Loans are extended by Navi Finserv Limited, a Non-Deposit taking systemically important NBFC registered & regulated by the RBI. Health Insurance services are provided by Navi General Insurance Limited, registered with the IRDA as a general insurer. Navi Mutual Fund, registered with the SEBI, presents a diverse range of mutual fund schemes to investors.

Contact us:
Navi Technologies Limited
9th Floor, Survey no. 14/2,
Vaishnavi Tech Square,
Begur Hobili HSR Layout,
Iballur Village,Bengaluru,Karnataka,560102
● Loan: [email protected]
● Insurance: [email protected]
● Mutual Fund: [email protected]
● Digital Gold: [email protected]

Overview

Navi: UPI, Investments & Loans is a Freeware software in the category Business developed by navi.com.

The latest version of Navi: UPI, Investments & Loans is 5.40.3, released on 04/25/2025. It was initially added to our database on 03/02/2024.

Navi: UPI, Investments & Loans runs on the following operating systems: Android.

Users of Navi: UPI, Investments & Loans gave it a rating of 3 out of 5 stars.

Pros

  • Single platform for UPI payments, investments, and loans
  • User-friendly interface for easy navigation
  • Offers investment opportunities in mutual funds and gold
  • Dedicated customer service support

Cons

  • Limited availability in terms of geographical location
  • May have limited offerings compared to established financial institutions

Boris Weber

Boris Weber

I am an editor at UpdateStar. I started as a support engineer, and am now specialized in writing about general software topics from a usability and performance angle among others. I telecommute from UpdateStar’s Berlin office, when I am not working remote as a digital nomad for UpdateStar. When I'm not analyzing the latest software updates, you can find me exploring new cities, immersing myself in local cultures, and discovering innovative tech trends across the globe.

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